For Melanie, owning her own home — and getting a loan in her own name — was a hard four-year journey.
The 38-year-old creative writing lecturer jokes that it took her "47 jobs" and working up to 100 hours per week without taking holidays to finally secure her three-bedroom Brisbane Queenslander in 2019. "I'm exaggerating, but if I went through my payslips and [short-term teaching] contracts with the different universities, I probably did technically have about 47 jobs," she says. "Every contract that you do counts as another job with the bank." As someone working primarily…Getting a home loan when self-employed or work on a casual and contract basis
Getting a home loan when self-employed or work on a casual and contract basis
ABC Everyday
By Ginger Gorman
As someone working primarily on a contract and casual basis, Melanie says it was impossible to get a clear picture of how to secure a loan.(Supplied: Jill Kerswill)
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